Bank statements and proof of funds
How much money you need for a Schengen visa from the UK, which bank statements to submit, how sponsors work and the red flags that lead to refusal.
· 10 min read
Non-EU nationals living in the UK apply for a Spain Schengen visa in person at BLS International in London, Manchester or Edinburgh, chosen by home address. The fee is €90 for adults (£79 at the London consulate's 2026 rate) plus a £14.85 BLS service charge. The legal decision period is 15 calendar days, but BLS warns that waits can be several weeks longer.
Schengen Visa Support is an independent UK visa admin support service. We prepare your Spain checklist, complete your form and review your documents; you book the appointment free in your own name.
Our Spain visa admin support
Built for your nationality, job and trip, and for what the Spain consulate expects to see.
We fill in the Spain application form so every answer matches your evidence.
Bank statements, insurance, bookings and letters checked line by line before you submit.
How to book through the official system (free, in your own name) and what to bring on the day.
British, Irish and EU citizens do not need a visa to visit Spain. Most other UK residents do: if your nationality needs a Schengen visa, holding Indefinite Leave to Remain, a Skilled Worker, Student or family visa does not change that, and you apply from the UK before you travel.
A Spain visa lets you stay up to 90 days in any 180-day period across mainland Spain, the Balearic Islands and the Canary Islands, and travel in the other 28 Schengen countries. Spanish consulates in the UK deal with people legally resident here. The London consulate says tourists and visitors cannot apply from the UK, and the Edinburgh checklist says holders of UK visit visas are not eligible; see Schengen visas on a UK visitor visa.
Your UK status is proved with the printed GOV.UK “prove your status” page and a share code, not a BRP. How long your UK permission must run after the trip depends on the consulate: Manchester asks for at least 90 days beyond your return, Edinburgh at least 30 days, and the London checklist sets no figure, so leave a comfortable margin. Our guides to eVisa share codes and UK visa validity cover the detail.
ETIAS, the €20 travel authorisation for visa-exempt visitors such as British citizens, has no launch date and does not replace a visa. The Entry/Exit System (EES) has been fully operational since 10 April 2026, so non-EU travellers, British citizens included, register fingerprints and a photo at their first border crossing; see our EES and ETIAS guide. Nationality-specific advice is in our guides for Indian, Pakistani, Nigerian and Bangladeshi nationals.
Every Spain application in the UK is submitted in person at a BLS International centre, and your home address decides which one. There are three, each linked to its own Spanish Consulate General, which then decides your visa.
| Your home address | Consulate and BLS centre |
|---|---|
| Scotland, Northern Ireland, Cumbria, County Durham, Northumberland, Tyne and Wear, Tees Valley (Darlington, Hartlepool, Middlesbrough, Redcar and Cleveland, Stockton-on-Tees) | Edinburgh |
| Wales, Isle of Man, north-west England (except Cumbria), Yorkshire and the Humber, East and West Midlands | Manchester |
| Everywhere else in England: London, the South East, South West and East of England | London |
Important: It is where you live, not where you work or what is easiest to reach, that counts. BLS states that your application will not be accepted if you live outside the consulate’s area. Bring proof of address, such as a council tax bill or tenancy agreement, that matches your form.
BLS London is at 20 St Andrew Street, London EC4A 3AG, near Holborn Circus. Submissions run 08:30-13:30, Monday to Friday. Chancery Lane (Central line), City Thameslink and Farringdon (Elizabeth line and Thameslink) are all within walking distance. Do not drive: the centre is inside the Congestion Charge zone and parking is scarce. London covers the largest population of the three areas, so book as early as your travel window allows. Centre email: [email protected].
BLS Manchester is actually in Salford: Unit 1, 205 Chapel Street, Salford M3 5PF, just across the River Irwell from Manchester city centre. Submissions run 08:30-13:30. Salford Central is the nearest station and Manchester Victoria is walkable. The area stretches from Anglesey to Lincolnshire, so applicants from Cardiff, Swansea, Hull or Lincoln should choose a late-morning slot. The boundaries people get wrong: Birmingham and the whole Midlands are Manchester, not London; Cumbria is Edinburgh, not Manchester; North Yorkshire and Lincolnshire stay with Manchester. Centre email: [email protected].
BLS Edinburgh is at 6 Dock Place, Suite 1A (first floor), Edinburgh EH6 6LU, in Leith, north of the city centre. Submissions close earlier, running 08:30-12:30, Monday to Friday. The tram runs to Leith from both the airport and the city centre. Applicants from Belfast often fly in on the day; those from Inverness, Orkney, Shetland or the Western Isles may need to arrive the night before. Book the BLS slot first, then buy flights or ferry tickets, because a cheap fare often cannot be changed. Centre email: [email protected].
You book on the official BLS system, reached from uk.blsspainvisa.com, in your own name with your own email address. Choose your centre, the visa category and the number of applicants; BLS requires one application per person, and every applicant, children included, attends in person (BLS London also sells an optional mobile biometric visit to your home or office, listed at £175 per applicant for groups of up to four). BLS lists no charge for the booking itself. The BLS helpline is +44 20 3807 0750 (09:00-17:00, Monday to Friday), and the same site lets you reprint or cancel an appointment and track your application. Slots vary through the year; check at different times of day, as cancelled slots can reappear.
On the day, arrive a little early and travel light; BLS publishes security rules for its centres, so read them before you go. You hand over your documents, give fingerprints (not needed for children under 12 or anyone who gave them in the last 59 months) and pay by cash, debit or credit card. BLS says all fees are non-refundable. Your passport stays with your application while the consulate decides. BLS states that passports are returned by next-day Special Delivery at £29.99 per application, and its FAQ describes courier as the only return method, so budget for it and confirm the arrangement at your centre.
Note: We do not book, hold or supply Spain visa appointments, and nobody can legitimately do so. Extras such as courier return, SMS updates or the Premium Lounge are sold by BLS, not by us. We explain how the BLS system works, help you complete the booking in your own name and make sure your file is ready. Our UK appointment guide compares the providers.
A Spain file has to prove three things: the trip is what you say it is, you can pay for it under Spain’s own funds rule, and you will return to the UK. Each consulate publishes its own checklist, and they differ, so use the one for your centre. Bring originals plus a set of photocopies in checklist order; Manchester asks for two sets per person, an original and a copy.
The details that matter most for Spain:
A dated, signed letter from your employer stating your role, salary and start date, ideally confirming your approved leave, plus three months of payslips matching the salary credits on your statements. Manchester is strict: the letter must be an original with a hand signature, under 30 days old and addressed to the Spanish Consulate in Manchester. Our employer letter guide has a template structure.
London asks for a trade licence, an accountant’s letter and proof of last year’s tax. In UK terms: a Companies House record or HMRC sole-trader registration, your SA302 and tax year overview, and three months of business statements. See our self-employed guide.
A recent, signed letter from your school, college or university confirming your course and dates. If you are travelling during term, add a note from your department authorising the absence. Funds can be your own earnings, a scholarship with its award letter, or a parent’s sponsorship. Check the end date on your eVisa against your return date and your consulate’s rule above: Student permission can end only a few months after the course does.
Pension award letters or annual statements, and bank statements showing the pension arriving each month.
If a spouse, parent or host pays, the sponsor provides a letter of support, three months of their bank statements, a copy of their passport and proof of your relationship. London’s checklist mentions a notarised sponsorship letter; Edinburgh asks for the sponsor’s statement to be signed at BLS. See invitation and sponsor letters.
Each child needs their own form, photo and appointment. Bring the birth or adoption certificate and copies of the parents’ passports. If a parent is not travelling, add their notarised authorisation, and a court order or equivalent where one parent has sole custody. Edinburgh wants the original passports of both parents (or certified copies) and says a notarised authorisation must be legalised and translated. Each consulate’s list for children differs, so check yours. Our children’s guide has the full list.
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Get a document checkSpain sets a fixed formula: 10% of the gross monthly Spanish minimum wage (SMI) per person for each day, with a minimum of 90% of the SMI per person however short the trip. The rule comes from Order PRE/1282/2007. Royal Decree 126/2026 set the 2026 SMI at €1,221, giving €122.10 a day and a floor of €1,098.90. The London consulate’s checklists turn this into £107 a day with a £960 minimum per person.
| Length of stay | Minimum per person (euro rule, 2026) | At London’s £107 a day, £960 minimum |
|---|---|---|
| Up to 8 days | €1,098.90 (the floor) | £960 (the floor) |
| 9 days | €1,098.90 (the floor) | £963 |
| 10 days | €1,221.00 | £1,070 |
| 14 days | €1,709.40 | £1,498 |
| 21 days | €2,564.10 | £2,247 |
| 30 days | €3,663.00 | £3,210 |
A couple on a 14-day holiday needs €3,418.80 between them; two adults and a child on the same trip, €5,128.20. The other consulates publish older or different sterling figures: Edinburgh’s 2025 checklist says £100 a day with a £905 minimum, and the BLS Manchester page says £800 plus £80 a day from the ninth day. Aim to clear the London figure comfortably wherever you apply.
Treat it as spending money on top of flights and hotels already paid. Three months of steady income and normal spending beat a balance topped up by an unexplained deposit; Manchester also wants a closing balance no more than a week old, and Edinburgh accepts statements printed from online banking but not screenshots. See our bank statements guide.
You pay the €90 visa fee (€45 for children aged 6 to 11, free under 6) in pounds at the consulate’s rate, plus a BLS service charge, both at the centre on the day. Neither is refunded if the visa is refused.
| Fee | Amount | Paid to | When |
|---|---|---|---|
| Visa fee, age 12 and over | €90, charged as £79 (London consulate’s 2026 sterling price list) | Spanish consulate, collected by BLS | At the appointment |
| Visa fee, age 6 to 11 | €45, charged as £39.50 | Spanish consulate, collected by BLS | At the appointment |
| Visa fee, under 6 | Free | - | - |
| BLS service charge | £14.85 including VAT per application | BLS International | At the appointment |
| SMS and email updates (optional) | £1.95 per application | BLS International | At the appointment |
| Passport return by next-day Special Delivery | £29.99 per application (BLS says passports go back by courier only; one older FAQ line still quotes £24.95, so confirm) | BLS International | At the appointment |
| Premium Lounge (optional, London) | £100 per applicant | BLS International | At the appointment |
| Our admin support fee | Quoted separately, see pricing | Schengen Visa Support | Before we start work |
The BLS figures are those shown on its UK pages in October 2026; confirm them when you book. Premium services do not speed up the consulate’s decision. The service charge is per application, so a family of four (two adults, an 8-year-old and a 4-year-old) pays £197.50 in visa fees plus four service charges of £14.85.
Under the Visa Code, the fee is waived for children under 6, students and accompanying teachers on study or educational trips, researchers, and representatives of non-profit organisations aged 25 or under attending events. Family members of EU, EEA or Swiss citizens covered by free movement apply free of charge, though the London checklist notes that BLS may still charge its service fee. The London consulate says family members of British citizens qualify only if they lived in another EU country under free movement law before 31 December 2020. Compare other countries in our Schengen fee guide.
The legal deadline is 15 calendar days from the day after you apply, extendable to 45 if the consulate needs an interview or more documents. You can apply up to six months ahead and no later than 15 days before travel.
In practice BLS warns of longer waits. The London tourist page says peak-season processing currently takes at least four weeks, and the Manchester page says decisions can take 6-8 weeks, longer in peak season. Some nationalities also need a consultation with other Schengen states, which adds time. Add a few days for your passport to come back, and do not book non-refundable travel until it does.
| Before travel | What to do |
|---|---|
| 3-6 months | Fix dates, book refundable flights and hotels; ask your host to request a carta de invitación |
| 10-12 weeks | Check BLS availability for your centre, gather documents, order sworn translations |
| 8-10 weeks (Manchester) or 6-8 weeks (London, Edinburgh) | Attend your appointment; generate a fresh share code shortly before |
| Following weeks | Consulate decides; answer any request for documents quickly |
| 1-2 weeks | Passport returned; check name, dates and number of entries |
| 15 days | Latest date you can submit |
For Easter and summer, aim for the early end of each range. There is no paid express decision: BLS says emergency processing is considered only in extreme medical circumstances, at the consulate’s discretion. More in our processing time guide.
Most UK residents need a short-stay Schengen (type C) visa, and the purpose of the trip decides the extra evidence. The fee, appointment and 90/180-day limit are the same for each.
Tourist. Holidays in mainland Spain, the Balearics or the Canaries, with hotel or holiday-let bookings for every night and a realistic one-page itinerary. Show how you move between places, such as the AVE from Madrid to Seville or the ferry from Barcelona to Palma. Ten days covering six cities looks written for the application, not the holiday.
Family or friends visit. Staying in someone’s home needs the police carta de invitación, a copy of your host’s passport or Spanish identity document, and proof of relationship: birth certificates for parents, children and siblings, a marriage certificate for in-laws, photos and messages for friends. If your relative is an EU citizen and you are their family member travelling with or joining them, the free EU family member visa may apply. See our family visit guide.
Business. Meetings, negotiations, site visits, trade fairs and conferences, not paid work or hands-on service delivery. The London checklist asks for an invitation in Spanish from the Spanish company stating purpose and duration, and adds that sworn translation and legalisation are required for documents. For fairs such as FITUR in Madrid or Mobile World Congress in Barcelona, add the organiser’s registration confirmation. Regular visitors can ask for multiple entry. See our business visa guide and, for teams, our corporate service.
Students travelling on holiday. UK Student visa holders apply like any tourist, paying the full fee; the waiver covers only study or educational trips. See Schengen visas for students in the UK.
Transit. An airport transit visa is needed only by certain nationalities changing planes in Spain.
Stays over 90 days, such as a year abroad, work or a move to Spain, need a Spanish national (type D) visa, a separate process.
Holidays anywhere in Spain, including the Balearic and Canary Islands, for up to 90 days in any 180.
Staying in a relative's or friend's home in Spain, evidenced with a carta de invitación your host obtains from the Policía Nacional.
Meetings, negotiations, trade fairs and conferences, backed by an invitation from the Spanish company stating purpose and duration. Paid work needs a national visa.
Language courses or study programmes of 90 days or less. Longer courses need a Spanish national student visa.
Performers, athletes, crew and delegations attending events, usually backed by a letter from the organiser.
Treatment at a Spanish hospital or clinic, supported by a letter from the provider confirming the need for treatment and how it is paid.
Required only for certain nationalities changing planes at a Spanish airport without entering Spain.
These are the points that most often trip up UK applicants with the Spanish consulates.
Spain refusals commonly come from Spain’s own funds and accommodation rules, or from evidence that does not hang together, rather than from ineligibility. The common causes are:
If you are refused, the decision sets out the grounds. You can lodge a recurso de reposición (an appeal for reconsideration) with the consulate that refused you within one month of notification. It must be written in Spanish and include your details, the decision you challenge, your reasons, and a signature and contact details; the London consulate says appeals sent by email are not valid. You can file it yourself or through a representative; the London consulate accepts it at its visa department (20 Draycott Place, London SW3 2RZ, Monday to Thursday 09:30-14:30) and asks for a copy of the refusal letter, a covering letter with your grounds, copies of your passport and UK status, and supporting documents. The consulate has one month to decide, and silence counts as dismissal. The court route is the Superior Court of Justice of Madrid, with all documents translated into Spanish; Spanish law gives two months for this, and it normally needs a Spanish lawyer and takes many months.
If evidence was missing or weak, reapplying is usually faster. There is no waiting period, but you pay the fees again, return to the same BLS centre and should mention the earlier refusal honestly, as it is recorded in the Visa Information System. Our refusal guide explains every ground.
Schengen Visa Support is an independent UK visa admin support service. We do the paperwork side of your Spain visa properly, and we are clear about what we do not do.
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We provide administrative help with Schengen visa paperwork. We do not give UK immigration advice, and the Spain consulate makes every decision.
How appointments work
Your appointment with BLS International is free to book and is made by you, in your own name, on the official booking site. Dates, availability and the visa decision are entirely in the hands of the centre and the consulate. We do the part that is in your hands: a complete, consistent, well-evidenced application.
What we do
What is not in our hands
No. Spain splits the UK between three consulates by home address, and BLS states that your application will not be accepted if you live outside the consulate's area. London residents use BLS London at 20 St Andrew Street. Applying at the wrong centre can cost you the appointment and your travel dates, so bring proof of address that matches your form.
Birmingham and Cardiff residents use BLS Manchester in Salford, because the Midlands, Wales, Yorkshire and the Humber, the Isle of Man and north-west England (except Cumbria) belong to the Manchester consulate. Newcastle and Belfast residents use BLS Edinburgh in Leith, which covers Scotland, Northern Ireland, Cumbria, Durham, Northumberland, Tyne and Wear and Tees Valley. The rest of England uses London.
BLS lists no charge for booking the appointment itself: you book in your own name and pay the visa fee and the £14.85 BLS service charge at the centre on the day. Nobody can legitimately sell you a Spain appointment. We do not book, hold or supply slots either; we explain how the BLS system works and help you complete the booking yourself.
It is an official invitation letter issued by Spain's Policía Nacional. You need it if you will stay in a private home rather than a hotel or holiday let, and Manchester says a letter written by your host will not be accepted. Your host, who must be Spanish, an EU citizen or a legal resident in Spain, applies at the police station for their address and pays the fee on form 790, code 012.
Spain's rule is 10% of its gross monthly minimum wage per person per day, with a floor of 90% of it. With the 2026 minimum wage of €1,221, that is €122.10 a day and at least €1,098.90 per person. London's checklist puts it at £107 a day with a £960 minimum. Edinburgh and Manchester publish lower sterling figures, but clearing London's is safer.
The visa fee is €90 for anyone aged 12 or over and €45 for children aged 6 to 11; under-6s are free. The London consulate's 2026 price list charges £79 and £39.50. BLS adds £14.85 per application. The legal deadline is 15 calendar days, extendable to 45, but BLS warns of at least 4 weeks in London at peak times and 6-8 weeks in Manchester.
Yes, bring the printed GOV.UK 'prove your status' page with a share code, and check the code (valid 90 days) will not expire before your appointment. Visitors are a different case: the London consulate says tourists and visitors cannot apply from the UK, and Edinburgh's checklist says UK visit visa holders are not eligible. They normally apply in their country of residence.
Use a recurso de reposición, written in Spanish and lodged with the consulate that refused you within one month of notification, when it overlooked or misread documents you actually submitted. The consulate has one month to answer. If evidence was missing or weak, reapply with a corrected file; there is no waiting period, but the fees are payable again.
Yes. Apply at the BLS centre covering your UK address, so a student in Leeds or Cardiff goes to Manchester and one in Glasgow or Durham to Edinburgh. Bring a recent signed letter from your university, proof of funding, and check your permission runs long enough: Manchester wants it valid at least 90 days beyond your return, Edinburgh 30 days.
The London consulate's business checklist asks for a letter of invitation from the company in Spain, in Spanish, stating the purpose and duration of the trip. It also helps to include the company's details, your passport details, exact dates and a named signatory. Pair it with your UK employer's dated, signed letter giving your role, salary and start date.
Apply to the country where you spend the most nights. Seven nights in Seville and three in Lisbon means Spain; three in Seville and seven in the Algarve means Portugal. If nights are equal, BLS says Spain must be your first point of entry for it to accept the application. Applying to Spain for a trip that is mainly elsewhere invites refusal.
Morocco and Andorra are outside the Schengen area, so leaving Spain for Tangier or Andorra uses up a single-entry visa. Ask for multiple entries and mention the excursion in your itinerary. Gibraltar changed on 15 July 2026, when the UK-EU agreement began to apply provisionally and its entry rules aligned with Schengen; check the Gibraltar Borders and Coastguard Agency's guidance before a day trip.
Last reviewed
Rules change. We review this page regularly against official embassy, visa centre and EU sources - see our editorial policy. Always check the official booking site before you apply.
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